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Chevy Cavalier

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Chevy Cavalier
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I have heard many people ask this question and they really don't understand why there is or seems to be a different class of insurance for different cars. Let's break the difference down so that you, the reader can understand exactly why certain classes and makes of cars and trucks are so much higher than other cars and trucks. What this simply boils down to is acceptable categories of risk for the insurance company to bear. This means that certain types of cars and trucks, in certain categories will be much higher than a regular car or truck.

If you are looking to insure either a sports car or anything of that nature, rest assured that particular class will be a higher insurance class than say a Chevy Cavalier. The reason why this happens is excruciatingly simple. These cars are created to go faster, and have a higher risk category to them. They are also known to be in the most wrecks and have the most tickets. And age also matters here. If you are an 18 year old trying to ensure, say a Pontiac Trans Am as opposed to a Chevy Cavalier. The Trans Am, even though it is not a current model, will be much higher to insure than the Cavalier.

This is because it is a sports car and not of the same insurance class as the Chevy would be. Now, on that particular note, let's come up to speed and compare apples to apples. Take a comparison between a Porsche and a Ferrari. BOTH are going to be expensive to insure. Both are sports cars, both are flashy and both can reach high speeds. This alone will red flag them for insurance risk. Not many 18 year olds will have these either, unless they are very wealthy.

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Texas’ Most Stolen Vehicles

The increasing number of vehicles in the roads of the United States means that there are lots of vehicles to choose from for thieves. The popularity of a certain model is not only gauged by its sales figures in the markets but how it appeals to auto thieves.

Sadly though, that remains a fact as car thieves steal the most popular vehicles and this is as shown by a study that was conducted in the state of Texas. Last year, the Texas Department of Public Safety compiled a list of vehicles that were stolen in the said state. For more than a decade before 2006, Chevrolet pickup trucks top that list but for the year 2006, the most stolen vehicles are Ford pickup trucks. While this is a sign that Ford is producing vehicles which appeals to the taste of Americans, it is saddening that the same attraction it has for law-abiding citizens also appeal to thieves.

The list reported by the Texas Department of Public Safety comes from the database of the Texas Crime Information Center. The said information was reported by different law enforcement agencies across the state. Ford pickup trucks rank as the most stolen vehicles for 2006.

Following close behind Ford is the Chevy brand of General Motors. Chevrolet pickup trucks are also some of the most common targets for car thieves in the state of Texas. Ranking third on the list are Dodge pickup trucks. The popularity of pickup trucks to thieves is evident in the fact that the top three most stolen vehicles are all pickup trucks. Of course, it is a known fact that Americans love their trucks and it comes as no surprise that thieves targets these pickup trucks.

Number four on the list is the Honda Accord. This mid-size sedan that has become so popular among consumers is also attracting the unwelcome attention of car thieves. Another Honda model is included in the list of Texas’ most stolen vehicles - the Honda Civic ranks the fifth most stolen vehicle.

The Chevrolet Tahoe, the full-size sport utility vehicle from General Motors is listed as the sixth most stolen vehicle in the state. Number seven on the list are GMC pickup trucks once again showing the attention pickup trucks attract from crooks.

The Ford Taurus, the mid-size front wheel drive sedan is ranked as the eighth most stolen vehicle in Texas. The only model from Toyota to have made the list is the company’s best seller - the Toyota Camry - which is ranked as the ninth most stolen vehicle. Completing the list of the most stolen vehicle last year in Texas is the large sport utility vehicle from General Motors - the Chevrolet Suburban.

Aside from the state’s most stolen vehicles, the Houston Police Department also published the most stolen cars in the city last December. Topping the list once again are Ford pickup trucks while Chevy pickup trucks with their Chevrolet pickup racks retains the second spot. The third most stolen vehicle in the city last December as compiled by the Houston Police Department is Honda cars. Of the stolen Honda cars for the said month, 54 percent are Civics and 45 percent are Accords while the rest is composed of various Honda car models.

Ranking fourth in the list are Dodge pickup trucks which are quite known for their powerful HEMI engines.

Number five on the list are Ford cars. Of all the Ford cars stolen for the month of December last year, the Ford Taurus is the most popular among thieves with 60 percent of Ford cars being stolen consisting of the Taurus model. The Ford Mustang is also very popular among car thieves as ten percent of Ford cars stolen for the month are Mustangs.

The sixth most stolen vehicles in the list are Toyota cars. The Toyota Camry is the most popular Toyota model among thieves as 57 percent of Toyota cars stolen were Camrys. The Toyota Corolla, Toyota's compact sedan, is also popular among thieves with 29 percent of Toyota cars stolen being Corollas.

Next on the list are Chevrolet cars with 25 percent stolen cars being Chevy Malibus, 23 percent being Chevy Cavaliers and the rest is comprised of different Chevrolet car models. Dodge cars ranked eighth on the list with the Dodge Intrepid being the most popular Dodge car model for thieves with 49 percent and the Dodge Stratus follows with 15 percent. Number nine on the list are GMC vehicles.

Completing the list are Nissan cars with the Sentra and the Altima having 38 percent apiece of Nissan car models stolen.

About the Author

Anthony Fontanelle is a 35-year-old automotive.buff who grew up in the Windy City. He does freelance work for an automotive magazine when he is not busy customizing cars in his shop.

What would cause sudden deceleration in a '95 Chevy Cavalier?

I have a 1995 Chevy Cavalier 2-door coupe with the standard 2.2 liter engine. It has around 140,000 miles on it but it's been well maintained, regular oil changes, tune-ups, gas treatments, etc. Recently, every time I push that car up to 70 mph, It will lurch and then begin to decelerate slowly. No pumping of the pedal will reset it but it usually lurches a second time and the acceleration comes back on line by itself. The check engine light sometimes lights up when this happens, sometimes it doesn't. I've had it plugged into a diagnostic computer and it shows that I have a bad EGR valve and an air conditioner compressor problem. Also, the head gasket is showing signs of leaking. I'm considering repairing it, but no mechanic I've been to can tell me if fixing the EGR valve, AC, or head gasket will help. The labor for the head gasket is a little cost prohibitive given the age of the car. Has anyone had this type of trouble with a Cavalier and is it worth fixing?

Replace the EGR, it is the culprit.

RNC Release Sketch of Arson Suspect
The RNC have released a composite drawing of the suspect they believe to have been involved with an alleged arson that occured at the Foxtrap Marina in CBS on April 21st. The male suspect is described as about 32 years of age, 150 lbs, with short brown hair and a moustache.

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