Car And Truck Brake Parts

Relined Brake

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Relined Brake
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It's a beautiful day. You're tooling down a road and pick up a nail in your tire. A few miles later your tire is running low so you stop at the local garage and have it plugged for 10 bucks. They suggest you buy new tires before next winter.

It's been 3 months since your last oil change. Since it's a nice day you pull into Lube Stop and spend $50 on an oil change.

In fact the day is so nice, you fill up your tank and take a long ride in the country.

On the way back you notice your brake pedal is low, so plan to have the brakes relined in the near future before the rotors are damaged, another $75.

What's missing from this equation? You didn't consider asking your car insurance to cover the expense.

Now what if car insurance were like health insurance?

Imagine new laws requiring every gas station to submit an insurance claim every time you fill up at the pump. But good news - you are no longer required to pay up front. Tires, gasoline, and oil changes are now covered under your car insurance.

Under the new regulations the gas station has to wait 30 to 60 days to receive payment. Of course, the office clerk who submits the claim wants her paycheck weekly. The person who reviews the claim does as well. The insurance office has expenses for postage, utilities, and rent, not to mention they hope to make a profit. Some claims would be denied or lost, so the gas station would naturally charge everyone a little extra to cover losses.

Do you think the price of gas would be higher or lower? Would it actually cost more or less to provide the same service?

Suddenly your $800 for gasoline and maintenance has blossomed to twice that - or more.

The station owner is angry because he has to hire more help, wait to get paid, and deal with unnecessary aggravation.

At least to start with you (the customer) are happy - until you receive your insurance bill, which has increased by $1600 to cover the new services.

But by the time you receive the bill you've become accustomed to free gas. Hmm, perhaps if you just drive more you'll make up for the increase in premiums. You'll get new tires more frequently, as often as your insurance allows. And of course, you'll want the best - no off-brands will do.

This scenario is exactly what's happened with health insurance. And thus premiums spiral higher and higher. Does any of this make sense to you?

It doesn't take a genius to see that when everything is "free" the "need" is endless. Of course, nothing is free, it only seems so. You're still paying via a third party. And if you've already paid, you want the best - AND you don't want to pay an extra dollar for it.

Of course, your insurance will have their shareholders in mind, and must generate a profit, even if this goes against your best interest. Soon only generic oil and knock-off tires will be covered, not to mention low-test gasoline. All this at twice the price you used to pay.

Makes you want to go back to the good old days, doesn't it?

Copyright 2010 Cynthia J. Koelker, M.D.

For sensible solutions to medical problems visit:
http://ezinearticles.com/?expert_bio=Cynthia_Koelker

For practical advice on affordable health care visit: http://101waystosavemoneyonhealthcare.blogspot.com/

Permission is hereby granted to publish this copyrighted article elsewhere on the web or in print media, in whole or in part, with the stipulation that Dr. Koelker be properly credited as author, and that the material be unaltered with regard to content.

Cynthia J. Koelker MD is a family physician of over twenty years, and holds degrees from MIT, Case Western Reserve University School of Medicine, and the University of Akron. She is the author of "101 Ways to Save Money on Healthcare."

Tips for Maintaining Your Vehicle

Car maintenance is an essential way of preventing future car problems. During our current economic situation, every little bit can help to save you money, and vehicle troubles tend to add up very quickly. Maintaining a regular vehicle maintenance schedule is important, but there are things that you can do personally to ensure that your car won't break down, leaving you with a bill for both a tow truck and repairs that could be in the thousands of dollars. Here are a few tips to help you maintain your car.

Pay attention to your brakes. Brake pads are equipped with noise making devices that will begin to sing if the pads wear too thin. If you hear a high pitched squealing when you apply pressure to the brakes, your pads need to be relined. If you start to hear a grinding sound when you brake, the rotor has been damaged and you're already in for costly repairs.

Pay attention to your tires. Rotating and balancing your tires at proper intervals is much more important than just fuel efficiency. Your tires are the point at which your vehicle makes contact with the road; so if they are in poor condition, the traction of your vehicle is not optimum. Many factors outside of neglect can attribute to tires prematurely wearing. Sunlight, ozone condition and temperature pay significant roles in the lifespan of your tires. A monthly check is needed to ensure that your tires are safe for travel.

Change your air filter. Air filters do much more than promote fuel economy. They allow clean air to pass into the combustion chamber in your engine. If they are not clean, they can allow dirt and other particles to flow into your engine and build inside. This build up of material can damage the precision parts of your engine and impede proper combustion.

Change your oil. Make sure that your oil is changed frequently. Heat builds up on the inside of your engine. This heat produces friction that can severely damage the moving parts of your engine. Oil is needed to properly lubricate and protect your engine from the heat. Most people think it's pretty easy to perform an oil change yourself and, in fact, it is. But when you compare the time lost and the cost of materials and the disposal of oil, it may be cheaper simply to shell out the 20 dollars to have it done professionally.

Make sure that your gas cap is secure. This is a very common problem among many drivers. If your gas cap is loose, then air can enter your fuel tank and throw of the mix inside of your engine. This can greatly affect your fuel efficiency and cause damage to parts of your engine by letting unfiltered air inside. It may even be the reason for a check engine light coming on. Always make sure that your gas cap is secure before driving.

If you can't see out of your windshield, then you shouldn't be driving. That's why it's important to maintain your windshield wiper blades and take care of chips and cracks. Don't ignore small cracks as they can quickly become larger under the air pressure exerted on your windshield while driving. Most home repair kits and professionals can easily fix a 6 inch crack. But once you pass the 6 inch mark, you may be looking at a full replacement of the windshield.

Use the right fuel grade. Check your owner's manual for the fuel grade appropriate for your vehicle. Higher octane fuels do not provide greater power or mileage. They are for higher performance engines. Using a higher grade fuel than specified for your model vehicle can damage your engine by exerting too much force inside the combustion chamber.

Always stay within the allotted timetable set up for regular maintenance. This will keep your overall cost low and ensure that you never need towing services.

About the Author

Can someone help me?

I have a 1946 Dodge pickup with a straight axle has anyone changed the drum brakes to disc brakes. If so what do I need to change them over? I can not find brakes shoes for mine. And I can't have them relined because they are wore down into the metal. Any help would be appriciated.

Here is a good source for antique auto parts.
http://www.kanter.com/

Field Service Technician / Mechanic FRAC
• Repairs, maintains, and installs oil field machinery and equipment, using hand tools and following oral and written work orders: Attaches hoisting cables to pumps, transmissions, diesel engines, and other equipment at sites, lashes equipment to trucks for transfer to repair yard, and guides lowering of equipment onto blocks in or near repair shop. using hand and power wrenches, screwdrivers ...

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